Counsel from a Gainesville Bankruptcy Attorney

Often referred to as one of the most significant advantages of bankruptcy, the automatic stay is responsible for stopping all creditor action and harassment against you. It has the power to protect your property and your hard-earned assets. To take advantage of the automatic stay, consult with a Gainesville bankruptcy lawyer. My firm can help you determine if bankruptcy is the right choice for you and how the automatic stay will work in your favor. I am proud to serve residents of Gainesville, Ocala, St. Pete, Tampa and throughout Central and North Florida.

To learn more, schedule your free consultation now!

What actions can the automatic stay prevent?

The automatic stay goes into effect the moment you file for either Chapter 7 or Chapter 13 bankruptcy. Depending on the chapter you file under, the automatic stay can impact your circumstances in a variety of different ways.

The automatic stay prevents the following:

  • Stops creditor harassment and phone calls
  • Stops home foreclosures
  • Stops wage garnishments
  • Stops lawsuits

The automatic stay does not prevent certain things, such as child support lawsuits, criminal proceedings, and loans from a pension. In other cases, a creditor may be able to petition the court to remove the stay. This option, however, is only used in very specific cases.

Bankruptcy can be confusing and many people feel ashamed to ask for help. Seeking out the assistance of an experienced Gainesville bankruptcy lawyer is one of the best things you can do. And, time is frequently of the essence. The sooner you take action, the better your situation will most likely be going forward. I would be honored to devote my experience as a Gainesville bankruptcy lawyer to your case!

Get in touch with my firm today for a free confidential consultation in our Gainesville Florida office or via phone call or video chat. Barbara Cusumano represents clients in Gainesville, Ocala, St. Pete, Tampa and all of Central and North Florida. We are here for you!