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Welcome - Is Bankruptcy Right for You?
 

My name is Barbara Cusumano, and I am a debt relief and bankruptcy attorney located in Gainesville, Florida.  For the past eighteen years, it has been my pleasure to help consumers, businesses, and clients obtain financial freedom through bankruptcy.  If you are having financial difficulties and are considering filing bankruptcy, you are not alone.  In fact, nearly one million Americans file for bankruptcy each year. I specialize in Chapter 7 Bankruptcy and Chapter 13 Bankruptcy.  I also provide legal services relating to mortgage modifications, debt settlement, debt repayment plans and foreclosure defense.

Federal bankruptcy laws may:

~ ELIMINATE YOUR CREDIT CARD DEBT!

~ STOP HOME FORECLOSURES!

~ STOP HARASSING PHONE CALLS!

~ STOP LAWSUITS AND GARNISHMENTS!

~ HELP CATCH UP OR MODIFY YOUR MORTGAGE!

~ ELIMINATE SECOND MORTGAGES!

Every year a simple chain of events can leave responsible, hard working, people in financial crisis.  Loss of income, divorce, illness, interest rate jumps and home foreclosures. It may seem overwhelming – but take heart. . . . . . . . .

THERE IS HELP!  

*Chapter 7 Bankruptcy – If you qualify, Chapter 7 Bankruptcy helps you eliminate debts such as credit cards, medical bills, signature loans, repossessions, mortgage deficiencies and bank loans forever.  There are certain dollar limitations on your household goods and personal possessions; however, Florida has a very liberal homestead limitation.  You may be able to actually keep everything you own and wipe out/discharge your unsecured and credit card debt in a matter of three months.

*Chapter 13 Bankruptcy – Chapter 13 Bankruptcy allows you the opportunity to catch up on back mortgage payments, vehicle payments and other secured debt. Clients generally pay a percentage of their other unsecured debts.  In most cases you are allowed to keep what you own in exchange for a three to five year repayment term.  

The decision whether or not to file for bankruptcy protection is not an easy one. Years ago bankruptcy was almost a “bad” word but, in today’s economy, it is a reality many good people are facing.  

My staff and I take pride in providing compassionate, personal service. Call for help now.

The Law Office of Barbara A. Cusumano

352-379-2828

“A Compassionate Approach to Bankruptcy”

4040 Newberry Road, Suite 1500, Gainesville, Florida 32607

Counties Served:
Alachua, Levy, Gilchrist, Marion, Dixie, Bradford, Suwannee, Putnam,
Columbia, Union, Lafayette, Baker, Clay and Duval.

Areas Served: 
Alachua, Archer, Bell, Branford, Bronson, Brooker, Chiefland, Cross City, Ellisville, Evinston, Earleton, Edgar, Fanning Springs, Florahome, Fort White, Graham, Gulf Hammock, Gainesville, Grandin, Hampton, Hawthorne, High Springs, Island Grove, Ichetucknee Springs, Interlachen, Jonesville, Keystone Heights, Lake Geneva, Lochloosa, La Crosse, Lake Sampson, Ledwith, Lake, Levy Lake, Lochloosa Lake, Manatee Springs, Mcintosh, Melrose, Micanopy, Newberry, Newnans Lake, Orange Heights, Obrien, Old Town, Orange Lake, Orange Springs, Otter Creek, Putnam Hall, Paynes Prairie, Sunnyside Beach, San Felasco, Starke, Trenton, Waldo, and Williston.

We are a federally designated Debt Relief Agency under the United States Bankruptcy Laws.  We assist people with finding solutions to their debt problems, including where appropriate, assisting the with filing petitions for relief under the United States Bankruptcy Code. The hiring of a lawyer is an important decision that should not be based solely on advertisements.  Before you decide, ask the lawyer to send you free written information about their qualifications and experience.